Forty/8 is part of the Delph Property Group

What is Help to Buy?

The UK Government’s Help to Buy scheme helps first-time home-buyers get on the property ladder by providing additional financial support for the purchase of selected new-build properties, up to the value of £600,000. This dramatically reduces the deposit and mortgage required to buy your first home.

Forty/8 is proud to announce that our luxury apartments at Aria, Leicester can now be purchased with the Help to Buy scheme, using the Help to Buy: Equity Loan.

What is a Help to Buy: Equity Loan?

The  Help to Buy: Equity Loan allows a first-time home buyer to dramatically lower the cash deposit and mortgage amount required to purchase your first home.   

How do I know if I qualify for a Help to Buy: Equity Loan?

To qualify for a Help to Buy: Equity Loan you need to:

  • Be a first-time buyer or a property homeowner looking to move
  • Purchase a  newly built property under £600,000
  • Never sublet this home or enter a part exchange deal on your old home
  • Not own any other property at the time you buy your new home with a Help to Buy: Equity Loan

You can find out more details about eligibility for the Help to Buy: Equity Loan on the Help to Buy website or by viewing their helpful video.

What deposit do I need?

If you do qualify for a Help to Buy: Equity Loan, the UK Government will lend you up to 20% of the cost of an approved new home. This means that you only need a 5% deposit and a mortgage that covers the remaining 75% of the property price to buy with us. 

If you qualify for a Help to Buy: Equity Loan, you might only need a deposit as small as £6850 to buy a new-build apartment at our Aria development.


 Property Cost      

20% Equity Loan    

75% Mortgage    

5% Deposit 

1 bedroom





2 bedrooms 





The Help to Buy: Equity Loan is interest-free for five years. If you decide to sell your property you will need to pay back the loan in full from the proceeds of your sale, or if you want to remain in your home, you will pay back your Equity Loan at the agreed interest rate. 

Find out more about the Help the Buy: Equity Loan in this video or visit their Frequently Asked Questions on the Help to Buy website. 

Our Aria apartments set the tone for an exceptional standard of living with high specification kitchens and bathrooms and all appliances included, as well as a beautifully designed entrance lobby, with concierge service. 

If you are interested in buying an apartment at Aria with Help-to-Buy Equity Loan, contact our sales team by phone 0116 255 9733 or email